On the one year anniversary of the Affordable Care Act, many people are still unaware of the benefits of the law. That is why Health Care for America Now is asking families who are already benefitting from the reform to share their stories to enlighten those not aware of the benefits available to them.
Democrats.org has a website that will provide a “Health Care Check up” for you, your family and your friends. By answering a few questions, you will be able to see what benefits you could receive to assist you in affording health care.
NY Representative Anthony Weiner held online discussions and townhalls on the anniversary of the landmark legislation to help spread the word about the Affordable Care Act.
With the unemployment rate in California holding steady at nearly 10%, many families have lost their health care benefits, if they had them to begin with. Many people have critical health care needs and don’t know what to do to meet those needs or what is available to them.
Meanwhile, the Republican majority in the House of Representatives has exerted its efforts to try to repeal the law. They are counting on people not knowing the benefits of this reform in order to aid them in restoring private insurance companies’ control over people’s access to health care.
While many of the provisions of the law have yet to be implemented, some of the benefits of the Affordable Care Act that are availabe now are:
Most young adults can stay on their parent’s family plan until they turn 26. It doesn’t matter whether you’re married, living with your parents, in school, or financially independent. For more information on how to stay insured, call the customer service number for your parent’s insurer and explain your situation.
Most health plans cannot deny coverage to children under age 19 because of pre-existing conditions like cancer or cerebral palsy.
If you have been uninsured because of a pre-existing condition, you may be eligible to join the more than 12,000 Americans insured through the Pre-Existing Condition Insurance Plan. To find out about plans available in your State, visit: www.pcip.gov.
If you are in a new insurance plan, insurance companies cannot charge you a deductible or copays for recommended preventive services, like mammograms, flu shots and other immunizations. To find a list of preventive services that will be covered without cost-sharing, click here .
Insurance companies are prohibited from capping the dollar amount of care you can receive in a lifetime, or cancelling your coverage due to a mistake on your application when you get sick.
Seniors and other people with Medicare can get many preventive services and an annual wellness visit with no deductible, coinsurance, or co-payment. More than 150,000 seniors and individuals with disabilities with Medicare have received an annual wellness visit in the first two months of the year.
Seniors and others who are in the Medicare prescription drug coverage gap known as the donut hole now receive a 50% discount on covered brand name prescription drugs and 7 percent off prices for generic drugs. In 2010, nearly 4 million seniors and individuals with disabilities with Medicare received a one-time $250 rebate check to help with high prescription drugs costs.
For more information on how you can get these benefits, visit Better Benefits, Better Health Initiative.
Information from www.healthcare.gov
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